Key Factors That Adversely (不利) Affected Your Credit Score
Nov 22, 2021
- Number of accounts with delinquency (过失)
- Length of time revolving accounts (信贷账户) have been established
- The ratio of balances to a credit limit on revolving accounts is too high
- The proportion of loan balances to loan amounts is too high
- Number of recent inquiries on the consumer report
